Frequently asked questions

 If your question is not addressed below, please feel free to call us or e-mail your question from the "how can we help you" page.
  1. 1
    How long does the credit restoration process take?
    Our comprehensive process takes up to 90 days from start to finish. The good news is most cases are resolved within 60 days.
  2. 2
    What items can not be removed?
    Items that can not be removed include: Child Support, Tax Liens, Student Loans and certain Judgments.
  3. 3
    Will items reappear on my reports?
    No. Items are blocked and can no longer be added to reports.
  4. 4
    Do I still owe the debts on removed items?
    Yes, we do not have the power to erase debt. However, items will be removed so future credit can be obtained. For example, if we removed Verizon from your report, you will still owe Verizon but another carrier will not see that debt on your report.
  5. 5
    How do the trade lines work?
    Trade Lines are unusable lines of credit that boost credit rating by adding years of positive credit worthiness to your file.
  6. 6
    How much will my credit score increase?
    On average, you can expect a 50 point increase or better. In some cases, scores have increased by 100 points. Everything is a case by case result.
  7. 7
    Can I purchase multiple trade lines?
    Yes, we actually offer combo trade line packages for your credit needs.
  8. 8
    Do you offer credit education?
    Yes, not only are we in the business of restoration, we are in the business future prevention. We have educational seminars to help you with your future goals after services are complete.